Down Payment Assistance Program

Important Notice: Our DPA Program is on hold until we receive additional funding.

For now, check out our homebuyer class and coaching. Sign up today and start your homeownership journey.

Down Payment Assistance for First-Time Homebuyers

NeighborWorks Umpqua may be offering additional Down Payment Assistance (DPA) programs in 2025; in the meantime, our program is on hold pending additional funding.

Eligible first-time homebuyers in Douglas, Coos, Curry, and Josephine Counties can potentially get help with their home purchase down payment. First generation home buyers may be eligible for additional funding.

You’ll also get home buyer education and one-on-one financial counseling to help you get ready for owning your first home.

Am I Eligible?

You must be an Oregon resident (have lived in Oregon for 12 months or more).

You’ve never owned a home, or you haven't owned a home in the past three years.

You are looking to purchase a home in Douglas, Coos, Curry, or Josephine County.

The home you buy must be your primary residence.

Your total household income must meet program limits.

Down Payment Assistance Income Limits

**(up to 100% of Area Median Income*)**

$4,433/month or $53,200/year

$5,067/month or $60,800/year

$5,700/month or $68,400/year

$6,333/month or $76,000/year

$6,842/month or $82,100/year

$7,350/month or $88,200/year

*For households with more than 6 persons please contact us

Other Program Requirements:

You must complete a Homebuyer Education class and receive two financial counseling sessions before the date you close on your home.

The home you purchase must be a Single Family-Home, Condominium, or Manufactured Home on Fee Simple/Community Land Trust. Manufactured Homes must comply with conventional first mortgage lending standards